Good Morning, it is Thursday, May 15, 2008

Let Valley NHD provide your California Natural Hazard Disclosure report.

Dear Valued Customer,

At Valley NHD we appreciate your business!

As of Jan 1, 2005 we have automatically included a complete disclosure of all Mello-Roos and 1915 Special Assessment Taxes (as outlined in the California Government Code Sections 53340.2 and 53754) with our NHD package. This is not just a simple electronic check, rather it will be a complete investigation of each property.

We thank you for your continued support!